Friday, August 7, 2026
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2004 Mercury Monterey problems & reliability

283 owner complaints filed with NHTSA for the 2004 Mercury Monterey, alongside 4 safety recall campaigns. Last verified Aug 7, 2026. Complaints are unverified reports submitted by owners to the federal Office of Defects Investigation.

Owner complaints
283
Recall campaigns
4
Fire reports
6 (2%)
Crash reports
2 (1%)

Each complaint is counted once (by NHTSA case number), even when it names several vehicles.

NCAP overall rating
Not rated
NHTSA 5-star program
EPA fuel economy
17 MPG combined
City 15 · highway 21 (typical trim)
Service bulletins (TSBs)
60
Manufacturer communications on file
Defect investigations
7
NHTSA ODI probes naming this model year

1 complaint report injuries (1 injured).

Federal crash records (FARS 20202023): 2004 Mercury Monterey vehicles were involved in 6 fatal crashes with 3 occupant deaths. Involvement counts are not adjusted for how many are on the road and do not imply fault or a vehicle defect.

Most reported problems

ComponentComplaints
Power Train203
Structure19
Seats16
Electrical System11
Vehicle Speed Control11
Steering8
Engine7
Engine and Engine Cooling7
Wheels7
Fuel/propulsion System6

Component groups as classified by NHTSA. A complaint can name more than one component, so shares may sum to more than 100%.

Common symptoms owners describe

Keyword analysis of complaint narratives; one complaint can describe several symptoms.

Mileage when problems occurred

Half of the failures with a reported odometer reading occurred by 78,000 miles (middle 50% between 58,600 and 110,000 miles), based on 271 complaints that included mileage.

under 20k
4
20–40k
18
40–60k
54
60–80k
64
80–100k
44
100–150k
71
150k+
16

Complaints by incident year

04
05
06
07
08
09
10
11
12
13
14
15
16
17
18
19
20
21
24
25

What owners report

  • Odometer Fraud. The contact purchased a 2004 Mercury Monterey. It was discovered that there was a mileage discrepancy. The vehicle was a dealer sale. At the time of purchase, the mileage was 223,476 and at the time of registration, it was discovered that the mileage was 361,749.

    Electrical System · filed Feb 3, 2026

  • Reported on third seat on 2004 Mercury Monterrey premier van was recalled , also air bags was recalled and also on wheel of vehicle was recalled in which I want to see if I can take my vehicle and have it inspected and keep my vehicle on the list if any recall and Thank You .?

    Unknown OR Other · filed Aug 19, 2024

  • The contact owns a 2004 Mercury Monterey. The contact stated that while driving through a drive thru, the vehicle independently shifted into neutral and was unable to shift into the intended gear. The automatic transmission warning light illuminated. The vehicle was towed to the residence. A dealer was contacted back…

    Power Train · filed May 2, 2024

Verbatim excerpts from complaints filed with NHTSA. Reports are not independently verified.

Federal defect investigations

Technical service bulletins

60 manufacturer communications (TSBs, service campaigns, warranty extensions) are on file with NHTSA for the 2004 Mercury Monterey. The 10 most recent:

  • The Powertrain Control/Emissions Diagnosis (PC/ED) manual has been revised for diagnosing electronic throttle bodies (ETBs). The ETC_ACT and ETC_DSD PIDs should not used to diagnose possible ETB concerns. The IDS has a…

    SSM 46085 · Service Bulletin/Repair Instructions · issued Sep 21, 2016

  • Safety recall 13S01 - Corrosion on sheet metal that supports 3rd row seat latch strikeers - requests for recall service action

    TSB160069 · Service Bulletin/Repair Instructions · issued Apr 21, 2016

  • For 2004-2007 Freestar or Monterey vehicles Safety Recall 13S01 has been issued for vehicles that are operated in high corrosion areas for an extended period, where the sheet metal that supports the folding 3rd row seat…

    16-0069 · Service Bulletin/Repair Instructions · issued Apr 21, 2016

  • Ford/mercury: safety recall regarding sheet metal support for folding 3rd row seat latch strikers can experience corrosion and will compromise mounting point causing seat to move. Model 2004-07 freestar, monterey. *pe

    TSB-14-0166 · Service Bulletin/Repair Instructions · issued Sep 9, 2014

  • Ford/mercury: sheet metal supporting folding 3rd row seat latch strikers will experience corrosion and compromise mounting point for forward portion of 3rd row seat, if vehicle is operated in high corrosion areas for…

    TSB-14-0144 · Service Bulletin/Repair Instructions · issued Aug 11, 2014

  • Rear climate control noises - service tip. *tt

    19004 · Service Bulletin/Repair Instructions · issued Jan 1, 2006

  • Restraint control module diagnostic trouble code b2296 - service tip. *tt

    18834 · Service Bulletin/Repair Instructions · issued Sep 1, 2005

  • Safety belt retraction speed. *tt

    042421 · Service Bulletin/Repair Instructions · issued Jun 7, 2005

  • Service wiring harness replacement guidelines - service tips. *tt

    04147 · Service Bulletin/Repair Instructions · issued Jun 1, 2005

  • STEERING WHEEL. *EH

    18520 · Service Bulletin/Repair Instructions · issued Mar 1, 2005

TSBs are repair guidance manufacturers send to dealers — they are not recalls and repairs are not automatically free. Full documents are available on NHTSA’s site.

Safety recalls

The 2004 Mercury Monterey has 4 NHTSA recall campaigns — recall repairs are free at franchised dealers regardless of the vehicle’s age.

Check whether your specific vehicle is affected

Recall campaigns often cover only certain VIN ranges. Enter your VIN on the official NHTSA site to confirm whether your vehicle is included and whether the repair is still open.

Check VIN on NHTSA →

Buying a used 2004 Mercury Monterey?

  • · Decode the seller’s VIN with our free VIN decoder to confirm the exact year, engine and trim.
  • · Check for unrepaired recalls by VIN on NHTSA’s official lookup — recall repairs are free.
  • · Owners most often reported problems around 78,000 miles — budget accordingly if the car is approaching that mileage.
About this data. Complaint figures come from the NHTSA Office of Defects Investigation consumer complaint database and count unique complaints (one per NHTSA case number). Complaints are submitted by vehicle owners and are not independently verified; complaint volume also reflects how many of these vehicles are on the road. Recall data comes from the official NHTSA recall database. This page is not affiliated with Mercury or NHTSA.